Compare & Renew Car Insurance Online

Extensive Range of Malaysia’s Top Insurance Panels














How it Works

Compare & Renew Car Insurance Online Instantly 

Get the best car insurance premiums online. Renew instantly in 3 minutes. Choose from Malaysia’s Top Insurance brands available on our platform 

Comprehensive Motor Insurance Coverage

Coverage in case of accident 

In case there is accident, we will cover the cost to repair your car 

Coverage in case of Fire and Theft 

In case there is accidental fire or someone stole your vehicle, we will cover the loss and damage. 

Personal Accidental coverage for you and others 

In case there are other people, drive your vehicle and got into accident, we cover them too

Third-Party Liability 

In case there is crash or accident with the other party, we will cover the legal liability for bodily injury, death and/or property damage of the third party. 

Coverage in case of accident 

In case your vehicle breakdown, we will provide road assistance (towing, jumpstart, tire changes, battery delivery) for FREE! (each insurance/takaful provider will have different benefits) 

24-hour Emergency Road Assistance: 

In case something happened with your vehicle, just call us day and night, 24-hour, 365 days (each insurance/takaful provider will have different benefits) 

Unique Selling Points of the Top Insurance Panels

 

Frequently Asked Questions

Is it safe to use this platform? 

SISMA Auto is a multi-brand premium automotive group established 30 years ago. We have created this platform for the convenience of our customer to renew motor insurance online with a click of button. 

How to know if the purchase is successful? 

You will receive a digital receipt in your email once payment is completed. For further enquiries, please visit our website https://sismaauto.com/ or contact our customer service at 03-5569 3311 

Who can I contact for assistance?  

Please contact our digital platform provider, senang.io from Monday to Friday between 9.00AM and 5.00PM.

WhatsApp: +018-955 9931

Email: customercare@senang.io

What are the payment method?  

You have the option to make contribution via online banking or credit card payment. 

Can I renew my road tax if I have an outstanding traffic summons? 

You are required to make payment for all outstanding traffic offenses recorded before proceeding with renewal. The database system will check any pending and blacklisted summons records on the Road and Transport Department (JPJ) and Royal Malaysia Police (PDRM) online services.

What is NCD (No Claim Discount)?  

An NCD is a discount given to drivers who have never made a claim during the previous year of the insurance period. The amount of NCD depends on the type of vehicle, coverage and the number of years insured did not file a claim. NCD can increase if the insured did not file a claim over the years. A private car can normally accumulate up to 55% of NCD. Hence, if the insured makes a claim the NCD will go to 0% again, after paying a premium amount for a year the NCD will start building once more. 

Who are the insurance providers on this platform?  

Sisma Auto is a marketing distribution/introducer of senang.io., the Insurance/Takaful agencies are registered under the following.

How can I check my eligibility for NCD?  

You can check your eligibility through https://www.mycarinfo.com.my/ncdcheck/online  

What is the claim procedure for motor vehicles?  

Four steps to take if you are involved in an accident and wish to file a claim:


Step 1 - Immediately make a police report after the accident in 24 hours.

Step 2 - Notify insurance company about the accident and get a claim form to complete. If the vehicle is drivable, send the vehicle to a nearby panel workshop. If not, please call your insurance company’s hotline number for towing services.

Step 3 - Make sure you submit supporting documents to insurance company or workshop.

Step 4 - Authorisation for repairs will be issued to the workshop by insurance company.